Alabama Seniors, Retirement

Keeping Your Financial House in Order

With 35% of the nation’s wealth held by those over age 65, being aware of how your aging loved one manages his or her finances is important. Financial problems can result from financial abuse or money mistakes from the elder themselves. The Face of Financial Abuse Older Americans lose $2.9 billion a year from financial abuse. Half of elder financial abuse comes from cons and robbery by strangers. Sadly, 34% of the culprits are family, friends, and neighbors. The most common crimes are check forgery, stolen credit cards, and asset transfers without consent. Rounding out the perpetrators are the business…

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Alabama Seniors

5 Gift Ideas for Grandparent’s Day

Grandparents Day falls on September 12 this year. How will you celebrate your grandparents? As we all know, grandparents think everything about their grandchildren is incredible and noteworthy. Who are we to disagree? Decide to find ways to make their day special and to return the love that they give so freely. Try these ideas and show your grandparents how special they are! 1) Use sites like Shutterfly or Kodak Gallery to create a personalized photo album or calendar. With a calendar, they can enjoy seeing their grandchildren everyday! 2) A fruit basket can be a healthy gift, especially for…

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Alabama Seniors

4 Stages: Ease Your Stress During a Hospital Stay

Making a trip to the hospital is daunting for anyone, especially older adults with cognitive or physical difficulties. Preparing for all stages of a hospital stay can ease stress in the unfamiliar surroundings of a hospital.   Stage 1: Before You Arrive Review with your doctor why you are being hospitalized. Ask about any planned tests and who is in charge of your care at the hospital. If you would like an advocate for your hospital stay, inform your doctor and the admitting staff in advance. Gather these items and take them with you to the hospital. Photo ID Results of tests done six weeks ago or less…

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Aging, Alabama Seniors

Breast Cancer Higher in Women Over 70

Aging in Alabama aims to educate and bring attention to the needs of aging adults and their children. During the month of October, we would be remiss if we did not discuss breast cancer awareness. The two biggest factors for breast cancer are being older and female. The older a woman is, the more likely she is to get breast cancer. Rates are highest in women over age 70. Research suggests that women older than 70 have decreased immune defense mechanisms, making it harder for their bodies to deal with metastasized tumors. The physical and emotional support of family, friends,…

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Aging, Alabama Seniors, Care Giving

Do I Need Long-Term Care?

With the Obama administration’s recent decision to halt the Community Living Assistance Services and Supports program, the issue of long-term care is more important than ever. CLASS provided basic long-term care insurance at an affordable cost. According to the Department of Health and Human Services, about 70 percent of individuals age 65 and older will require some type of long-term care services during their lifetimes. Women are more at risk than men, with 79 percent of women turning 65 and needing some long-term care. Most people do not understand why long-term care insurance is needed and only a small percentage…

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Alabama Seniors, Care Giving, Care Managers

Being a Long-Distance Caregiver

Long-distance caregiving takes many forms. Many caregivers act as information coordinators by helping older adults understand the health care system and insurance. Approximately 7 million adults are long-distance caregivers, caring for aging parents who live an hour or more away. More and more older people are living alone far from their families. When you live many miles away from your loved one, the separation can complicate caregiving. Concerns about safety, nutrition, and health can be overwhelming. Following these 5 simple tips can ease the burden and potential guilt of living away from your aging loved one. Seek help from people…

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Aging, Alabama Seniors, Fitness & Health

How Does Your Heart Age?

In a typical day, your heart beats 100,000 times. And in a lifetime, it beats more than 2.5 billion times. February is American Heart Month, a time to battle cardiovascular disease and educate ourselves on what we can do to live heart-healthy lives. Heart disease, including stroke, is the leading cause of death for men over age 45 and women over age 55 in the United States. How Does Your Heart Age? The cardiovascular system, including the heart and arteries, undergoes normal changes as we age. Your heart muscle becomes less efficient and must work harder to pump the same…

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Alabama Seniors, Retirement

Retirement and Being Single

As Americans live longer, the meaning of retirement continues to shift. The wave of aging Baby Boomers ensures more active retirements on the horizon. However, longer-term retirement planning has become more challenging than ever with the downturn of the economy. Adding to this challenge of planning for a longer retirement are the large numbers of people who will retire single. Reports show that 43 percent1 of seniors over age 65 are single. This growing phenomenon occurs for a number of reasons – midlife divorce, outliving a spouse, or people who choose not to marry. Those in retirement alone face a…

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Aging, Alabama Seniors, Care Giving

Being Proactive with Long Term Care

As you age, it is vital to plan for your eventual need for long term care. None of us are immune to real life experiences such as the death of a friend, major job transition, or a life-threatening illness. Despite this fact, 65% of older adults have no long-term plan. Life planning is essential to navigating personal and financial challenges. The baby boomer generation, currently between the ages of 45 and 65, has experienced more change in their lives than any generation before them. They must be caregivers, adapt to job changes and loss, and face their own health issues.…

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Alabama Seniors, Care Giving, Care Managers

7 Tips for Talking with Aging Relatives

If you travel or plan to see family this Thanksgiving, pay particular attention to your aging parents or relatives. Do you notice any significant changes in their health or personality? Do they seem to have difficulty with small tasks? Being observant is essential to successful caregiving and planning. If you find yourself worrying about changes in your aging relatives, don’t ignore your instinct. Using our suggestions below, try starting a conversation to find out if they need assistance to live a healthy, full life. 1) Approach your aging relative separately from the larger group and speak casually at first. 2)…

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